Posts Tagged ‘spouse’
Do you have to include your spouse when applying for auto insurance?
March 27th, 2010 | 
Author: My wife has only had one accident in her life, but it was last year so it is on her record. Now, when we shop for auto insurance and include both she and I on the application, the rates are outrageous. Can I just apply by myself since mine is the only name on the car? In the rare possibility that she get in another accident, it would still cover the car with full coverage, right?
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If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?
I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to buy another car and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?
